Inflation-protected bond or fully liquid savings? Tbillery answers it with current rates and notes the tax difference — Treasuries and I-bonds are state-tax-free, while CD and savings interest is fully taxable, so the after-tax winner can flip.
Related: I-Bond vs. CD · T-Bill vs. CD · T-Bill vs. High-Yield Savings · I-Bond vs. T-Bill · CD vs. High-Yield Savings.
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Updated July 2026